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加密资产的广泛使用可能导致银行失去存款并减少贷款

明明 2023-05-11 13

3月13日消息,据CoinDesk报道,国际货币基金组织 (IMF) 已警告G20国家,加密资产的广泛使用可能导致银行失去存款并减少贷款。

IMF于2月份在印度举行的一次会议上向20国集团提交了关于“加密资产的宏观金融影响”的报告,该报告于周一公布,几天前,对加密友好的银行Signature Bank、硅谷银行 (SVB)和Silvergate Bank相继倒闭。
加密资产的广泛使用可能导致银行失去存款并减少贷款
报告称:“加密资产的广泛使用给货币政策的有效性、汇率管理、资本流动管理措施以及财政可持续性带来了巨大风险。此外,央行储备和全球金融安全网可能需要改变,从而带来潜在的不稳定。最后,银行可能会失去存款,不得不减少放贷。”该报告还指出,“尽管具体风险的重要性和相关性因国家情况而异,但加密资产存在许多风险。”不过,该报告还指出,尽管存在“显着风险,加密资产已经开发出公共部门可以利用的技术来实现其自身的政策目标”。



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